about us

Paul J. Messina has 40 years’ experience in the SBA arena and is an industry expert in all aspects of SBA lending. Over the years Mr. Messina has been affiliated with Banks both as an executive officer as well as an outside consultant to various Banks. During that time, he has been personally responsible for establishing successful SBA Departments and Programs for seven Banks. In addition, Mr. Messina was instrumental in expanding an SBA Program for a major top five Bank. The SBA Departments/Programs were all inclusive from inception of aspects of SBA lending ranging from Express, 7(a) to 504 lending. This included creating and implementing SBA loan policy and procedures, marketing strategy, business development strategies, processing, underwriting, closing, portfolio management, training of Bank personnel, interviewing and hiring of personnel, loan presentation to the respective lender for approval along with the daily management of the department, program, and staff. Mr. Messina has also been employed by various Banks over the past 40 years as an executive officer. Those positions included Senior Vice President/National SBA Director and Market Credit Executive for a major top five Bank, Executive Vice President for a non-Bank National SBA Lender, Senior Vice President/Senior Loan Officer for a Community Bank and Chief Credit Officer of Commercial/SBA Division for a community bank. Over the years Mr. Messina has been directly and indirectly involved in hundreds of millions of dollars of SBA loans.

Our Mission

Every member of our team understands and appreciates the hard work and sacrifice embedded in each small business we work with. These same entrepreneurial attributes formed the culture that THE SBA GURU has embraced over the years. The opportunity to engage small businesses across the country, those looking to fill a void or provide a unique service, is truly our passion. Our goal is to provide expert guidance at all cost, our mission; help every business owner we meet secure the capital they need to grow and thrive for years to come.

Our Values

We strive to go above and beyond for our clients no matter the challenge. We aim to deliver our very best work every single day across our services.

THE SBA GURU is fully committed to assisting businesses across the nation who need access to SBA Business Capital. With so much at stake it’s important to know there are dedicated resources in place to help you navigate the application process. With much uncertainty ahead.

"Testimony"
“They helped me with the purchase of the commercial property which I was renting at the time. The entire process was seamless without their help and I would not have been able to purchase the property. Would strongly recommend The SBA GURU to anyone.”

  Izmir Muhameh